Insurance

EXPLANATIONS ON CERTAIN ASPECTS OF U3A PUBLIC LIABILITY

Public Liability Insurance is risk insurance to cover the risk of being sued.

Members, committee, tutors, volunteers and members of the public may make a claim for injury on a U3A but must prove that the U3A concerned has been negligent.

All authorised U3A activities attended by members and official guests are covered under the policy, regardless of the venue.  All authorised U3A activities are acceptable, but high risk programmes such as Cycling, Bush Walking, Canoeing, Sailing, Strenuous exercises etc must be authorised, and can be reported to Community Underwriting Agency direct or the Network representative Geoff Hatch

As individual U3As do not deal with the insurance proposal, this being organised by the U3A Network, mention of these activities may be done directly to Community Underwriting Agency or mentioned to the Network representative at the relevant time.

For one off events such as Open Days and concerts, these are also covered but if the attendance is to be 250 or more Community Underwriting Agency requires notification.

There is no upper age limit for Public Liability Insurance for U3A. The minimum age is 8!

Cover is only for the duration of the activity, not from the time one leaves or returns home.

Individual insurance queries should be directed to Community Underwriting Agency with the explanation that the query is from a member group of the U3A Network NSW in regards to its Public Liability Insurance policy. (ph. 1300 427 477 or 02 8045 2580 )

Insurance policies for Accident and Property Damage or Theft are available through Community Underwriting Agency.  The Network does not offer such cover as each group has its own specific requirements.  This type of insurance is covered by separate policies issued to each individual group upon application.  You can download information from the Community Underwriting Agency website www.communityunderwriting.com.au/.   Or you can contact them by telephone 1300 427 477 or 02 8045 2580 or email at enquiries@communityunderwriting.com.au

For further information go to the  Communuty Underwriting website  www.communityunderwriting.com.au/

The attached LIABILITY CERTIFICATE OF CURRENCY from our brokers is for your perusal.

If you have paid your premium and your U3A is not named on the Certificate, please contact Geoff as soon as possible.

Best Wishes

Geoff Hatch  geoffhatch@exemail.com.au  Phone: 4578 1029 or 0413 805 595

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